{{-- Application 360 — tab panels (lazy: only initial tab HTML on first paint) --}}
@if (! empty($entity360Fragment))
@php
    $fragmentTab = trim((string) ($e360PanelFragmentTab ?? $entity360FragmentTab ?? ''));
@endphp
<div data-e360-tab-body data-e360-fragment-tab="{{ $fragmentTab }}">
@include('loan.book.applications.partials.application-360-tab-panels-content', [
    'fragmentTab' => $fragmentTab,
])
</div>
@else
    @php
        $app360Tabs = $application360Tabs ?? [
            'overview', 'evidence', 'guarantors', 'appraisal', 'mpesa_analysis',
            'credit_decision', 'approval', 'origination_fees', 'documents', 'disbursement',
        ];
        if (! ($application->requiresRetailAppraisal() ?? false)) {
            $app360Tabs = array_values(array_filter(
                $app360Tabs,
                fn (string $id): bool => $id !== 'appraisal'
            ));
        }
        $activeTab = (string) ($initialTab ?? 'overview');
    @endphp
    @foreach ($app360Tabs as $tabId)
        <section
            x-show="isTab('{{ $tabId }}')"
            x-cloak
            class="loan-app-360-tab-panel"
            data-e360-tab-panel="{{ $tabId }}"
            @if ($tabId === $activeTab) data-e360-tab-loaded="1" @endif
        >
            @if ($tabId === $activeTab)
                @include('loan.book.applications.partials.application-360-tab-fragment', [
                    'entity360Fragment' => true,
                    'entity360FragmentTab' => $tabId,
                    'e360PanelFragmentTab' => $tabId,
                ])
            @else
                <x-loan.e360-tab-skeleton />
            @endif
        </section>
    @endforeach
@endif