@php
    if (! isset($hasLoan) || ! isset($canBookLoan) || ! isset($stage)) {
        $bookingContext = \App\Support\LoanBook\Application360BookingContext::resolve(
            $application,
            (bool) ($approvalEngineEnabled ?? false),
        );
        $stage = $stage ?? $bookingContext['stage'];
        $hasLoan = $hasLoan ?? $bookingContext['hasLoan'];
        $canBookLoan = $canBookLoan ?? $bookingContext['canBookLoan'];
    }
@endphp

@if ($fragmentTab === 'overview')
<section class="loan-app-360-tab-panel loan-app-360-tab-panel--overview">
    @php
        // Lazy tab fragments skip show.blade.php, so rebuild overview locals when missing.
        if (! isset($overviewProfileFields) || ! isset($overviewProductFields)) {
            $productMeta = ($productMetaByName ?? [])[$application->product_name] ?? null;
            $chargesSummary = trim((string) ($productMeta['charges_summary'] ?? ''));
            $submittedDisplay = optional($application->submitted_at)->format('d-M-Y') ?: '—';
            $termDisplay = ($application->term_value ?? $application->term_months).' '.str($application->term_unit ?? 'monthly')->headline();
            $interestDisplay = $application->interest_rate !== null
                ? number_format((float) $application->interest_rate, 4).' % per '.($application->interest_rate_period ?? 'annual')
                : '—';
            $activeLoanHandling = (string) data_get($application->form_meta, 'active_loan_handling', '');
            $balanceCheckoffAmount = (float) data_get($application->form_meta, 'balance_checkoff.amount', 0);
            $balanceCheckoffNet = (float) data_get(
                $application->form_meta,
                'balance_checkoff.net_amount',
                max(0, (float) $application->amount_requested - $balanceCheckoffAmount),
            );

            $overviewProfileFields = $overviewProfileFields ?? [
                ['label' => 'Client #', 'value' => $application->loanClient?->client_number ?? '—'],
                ['label' => 'Borrower', 'value' => $application->loanClient?->full_name ?? '—'],
                ['label' => 'Submitted', 'value' => $submittedDisplay],
                ['label' => 'Submission source', 'value' => $application->submission_source ?: '—'],
            ];

            $displayAmount = $application->displayPrincipal();
            $schedule = (array) data_get($application->form_meta, 'schedule_calculation', []);
            $requestedAmount = (float) ($application->amount_requested ?? 0);
            $amountFields = [
                ['label' => 'Amount', 'value' => 'KES '.number_format($displayAmount, 2), 'numeric' => true],
            ];
            if ($application->approved_principal !== null
                && abs($displayAmount - $requestedAmount) > 0.009) {
                $amountFields[] = [
                    'label' => 'Amount requested',
                    'value' => 'KES '.number_format($requestedAmount, 2),
                    'numeric' => true,
                ];
            }

            $overviewProductFields = $overviewProductFields ?? array_merge($amountFields, [
                ['label' => 'Product', 'value' => $application->product_name],
                ...($activeLoanHandling !== '' ? [[
                    'label' => 'Active-loan handling',
                    'value' => str($activeLoanHandling)->headline(),
                ]] : []),
                ...($activeLoanHandling === 'balance_checkoff' ? [
                    ['label' => 'Balance checkoff', 'value' => 'KES '.number_format($balanceCheckoffAmount, 2), 'numeric' => true],
                    ['label' => 'Client receives', 'value' => 'KES '.number_format($balanceCheckoffNet, 2), 'numeric' => true],
                ] : []),
                ['label' => 'Loan term', 'value' => $termDisplay],
                ['label' => 'Term (months eq.)', 'value' => (string) $application->term_months],
                ['label' => 'Interest', 'value' => $interestDisplay],
                ['label' => 'Charges', 'value' => $chargesSummary !== '' ? $chargesSummary : '—'],
                ['label' => 'Repayment frequency', 'value' => str($application->term_unit ?? 'monthly')->headline()],
            ]);
        }

        if (! isset($timelineEvents)) {
            $timelineEvents = collect();
            if ($approvalRequest ?? null) {
                foreach ($approvalRequest->actions as $action) {
                    $timelineEvents->push([
                        'label' => str($action->action_type)->headline(),
                        'meta' => trim(($action->actor?->name ?? 'System').($action->step_key ? ' · '.$action->step_key : '')),
                        'at' => $action->created_at,
                        'detail' => $action->comments,
                    ]);
                }
            }
            if ($application->submitted_at) {
                $timelineEvents->push([
                    'label' => 'Application submitted',
                    'meta' => $application->submission_source ?: 'Origination',
                    'at' => $application->submitted_at,
                    'detail' => null,
                ]);
            }
            $timelineEvents = $timelineEvents->sortByDesc(fn ($event) => optional($event['at'])->timestamp ?? 0)->values()->all();
        }

        $overview = $commandCentreOverview ?? [];
        $askBlockers = $askReadiness['blockers'] ?? ($overview['blockers'] ?? []);
        $productDisplayFields = array_merge($overviewProductFields ?? [], array_filter([
            ['label' => 'Est. installment', 'value' => isset($overview['installment_total']) ? number_format((float) $overview['installment_total'], 2) : null, 'numeric' => true],
            ['label' => 'Total repayable', 'value' => isset($overview['total_repayable']) ? number_format((float) $overview['total_repayable'], 2) : null, 'numeric' => true],
        ], fn ($row) => filled($row['value'] ?? null)));
        $purposeText = filled($application->purpose) ? $application->purpose : null;
        $notesText = filled($application->notes) ? $application->notes : null;
    @endphp

    <div class="loan-app-360-overview">
        <aside class="loan-app-360-overview__side">
            @include('loan.book.applications.partials.application-360-workflow-progress')
            @include('loan.book.applications.partials.application-360-linked-loan')
            @include('loan.book.applications.partials.application-360-contact-card', [
                'clientDueDiligence' => $clientDueDiligence ?? null,
            ])
        </aside>

        <div class="loan-app-360-overview__main space-y-3">
            <x-loan.enterprise-section title="Applicant profile" class="loan-app-360-section">
                @include('loan.book.applications.partials.application-360-metadata-grid', ['fields' => $overviewProfileFields])
            </x-loan.enterprise-section>

            <x-loan.enterprise-section title="Product details" class="loan-app-360-section">
                @include('loan.book.applications.partials.application-360-metadata-grid', ['fields' => $productDisplayFields])
                @if ($askLocked ?? false)
                    <p class="mt-2 text-xs text-amber-800">{{ $askLockReason ?? 'Loan request is locked for this stage.' }}</p>
                    @if (! ($askAmountLocked ?? true) || ! ($askProductLocked ?? true))
                        <p class="mt-1 text-xs text-sky-800">The requested amount and product can still be revised from Edit application.</p>
                    @endif
                @endif
            </x-loan.enterprise-section>

            <x-loan.enterprise-section title="Purpose and notes" class="loan-app-360-section">
                <dl class="loan-app-360-purpose-notes">
                    <div class="loan-app-360-purpose-notes__row">
                        <dt>Purpose</dt>
                        <dd>{{ $purposeText ?? 'Not provided' }}</dd>
                    </div>
                    <div class="loan-app-360-purpose-notes__row">
                        <dt>Notes</dt>
                        <dd>{{ $notesText ?? 'Not provided' }}</dd>
                    </div>
                </dl>
            </x-loan.enterprise-section>

            @include('loan.book.applications.partials.application-360-origination-fees-summary')

            @if (! empty($askBlockers))
                <div class="loan-app-360-card loan-app-360-card--dense border border-amber-200 bg-amber-50/60">
                    <h3 class="loan-app-360-card__title text-amber-950">Current blockers</h3>
                    <ul class="mt-2 list-disc space-y-1 pl-5 text-xs text-amber-900">
                        @foreach ($askBlockers as $blocker)
                            <li>
                                {{ is_array($blocker) ? ($blocker['label'] ?? '') : $blocker }}
                                @if (is_array($blocker) && ! empty($blocker['action_url']))
                                    — <a href="{{ $blocker['action_url'] }}" class="font-semibold underline">{{ $blocker['action_label'] ?? 'Open' }}</a>
                                @endif
                            </li>
                        @endforeach
                    </ul>
                </div>
            @endif

            <x-loan.enterprise-section title="Activity timeline" class="loan-app-360-section">
                @include('loan.book.applications.partials.application-360-timeline')
            </x-loan.enterprise-section>
        </div>
    </div>
</section>
@endif

@if ($fragmentTab === 'evidence')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-evidence-body')
</section>
@endif

@if ($fragmentTab === 'guarantors')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-guarantors')
</section>
@endif

@if ($fragmentTab === 'appraisal' && ($application->requiresRetailAppraisal() ?? false))
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-appraisal')
</section>
@endif

@if ($fragmentTab === 'mpesa_analysis')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-mpesa-analysis-results', [
        'application' => $application,
        'statementAnalyses' => $statementAnalyses ?? collect(),
        'statementSnapshot' => $statementSnapshot ?? null,
        'statementCapabilities' => $statementCapabilities ?? ['ok' => false, 'errors' => []],
        'providerSummary' => $providerSummary ?? ['wallet_currency' => 'KES', 'analysis_cost' => 10, 'wallet_ok' => false],
        'resultsAnalysis' => $resultsAnalysis ?? null,
        'canRequestAnalysis' => auth()->user()?->hasLoanPermission('statement-analysis.request') ?? false,
        'canAttachSnapshot' => auth()->user()?->hasLoanPermission('statement-analysis.attach') ?? false,
        'canRefreshAnalysis' => auth()->user()?->hasLoanPermission('statement-analysis.refresh') ?? false,
    ])
</section>
@endif

@if ($fragmentTab === 'credit_decision')
<section class="loan-app-360-tab-panel">
    @if ($creditDecisionRecord ?? null)
        @include('loan.book.applications.partials.application-360-credit-decision')
    @else
        <div class="loan-app-360-card loan-app-360-card--dense border-dashed !bg-slate-50/80">
            <p class="text-sm font-semibold text-slate-900">No credit decision yet</p>
            <button type="button" @click="setTab('approval')" class="loan-app-360-btn loan-app-360-btn--secondary mt-3">Go to Approval</button>
        </div>
    @endif
</section>
@endif

@if ($fragmentTab === 'approval')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.approval-panel')
</section>
@endif

@if ($fragmentTab === 'origination_fees')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-origination-fees')
</section>
@endif

@if ($fragmentTab === 'documents')
@include('loan.book.applications.partials.application-360-documents-tab')
@endif

@if ($fragmentTab === 'disbursement')
<section class="loan-app-360-tab-panel">
    @include('loan.book.applications.partials.application-360-disbursement-panel', [
        'application' => $application,
        'disbursementWorkspace' => $disbursementWorkspace ?? [],
        'disbursementAllowed' => $disbursementAllowed ?? false,
        'approvalEngineEnabled' => $approvalEngineEnabled ?? false,
        'hasLoan' => $hasLoan ?? null,
        'canBookLoan' => $canBookLoan ?? null,
    ])
</section>
@endif